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18/05/2022

Anubandham Rojgar Portal Gujrat Registration At @anubandham.gujarat.gov.in

Anubandham Rojgar Portal Gujrat Registration At @anubandham.gujarat.gov.in

Finding work has undeniably been a source of concern among our country’s citizens in recent years. Therefore, the Gujarat government has created a fantastic platform called Anubandham Rojgar Portal for the youth and working-class people. Currently, over 27,482 employers and 2,05,002 applicants have registered themselves on this platform, with over 33445 people getting posted at various jobs.

This site has been created specifically for job searchers by the Gujarat government’s labour and employment department. After registering themselves, this portal permits job seekers to search for jobs. Moving on, we have mentioned all the necessary information you will require for getting yourself registered and benefitting from this website

What is Anubandham Rojgar Portal?

Anubandham Rojgar Portal is an initiative taken by the government of Gujarat for Jobseekers. It works like a bridge and connects Job Applicants and Job Providers at one location. This portal provides jobs based on the applicant’s skills and preferences. Also, it performs automatic and skilled based matching, along with schedule management and quick registration.

Essential Elements and Steps of Anubandham Rojgar Portal

Now that you know what Anubandham Rojgar Portal is, let’s take a look at all of the portal’s essential information and processes.

Before you begin, review the following steps to have a better knowledge of the Anubandham website.

1. Navigate to the portal.

2. Sign up/registration

3. To get access to the site, enter your username and password.

4. Set/edit the job seeker’s profile.

5. Look for work.

6. Apply for work

7. Give Interview

8. Preference for the position.

9. Take part in the employment fair.

10. Change the password if necessary.

How to Register for the Anubandham portal?

In this section, we will go over the Anubandham Portal registration process. Follow these procedures to register for this job-search portal.

1. Visit the official website of Anubandham Portal https://anubandham.gujarat.gov.in/. There will be a “Registration” option at the top.

2. You will find the “Job Seeker” option by selecting the “Registration” tab.

3. Enter your mobile number and email address to access the “job seeker”.

4. To receive the urgent notification, you’ll need an email address.

5. Then a form will appear for inputting the mobile number.

6. Press the ‘next’ button. Afterwards, You will receive an OTP on the specified cell phone number.

7. Enter the OTP into the portal to receive the Common application form.

8. To move forward with the application, you will need to fill in the following information: First Name, Middle Name, Last Name, Address, City, Pincode, State and District.

9. After you’ve completed all of these steps, select the “Next” option.

10. The application titled ‘Registration’ will now display. Here you must provide a Unique ID Type, a Unique ID Number, Details for login and a Phone number.

11. You can do the registration via a phone number or even with an email address also.

12. After that, establish a strong password and double-check it.

13. Then press the ‘Submit’ button. Your registration will end successfully after that

How to Edit Candidate Profile on anubandham.gujarat.gov.in?

Follow the given steps to edit your profile on anubandham.gujarat.gov.in/.

1. When you’re ready to make changes to your profile, select the option “edit.” The profile will open up right in front of you.

2. Now, you will need to fill in some information out of which some will be auto-filled including, your first name, last name, middle name, phone number, email address, Unique ID type and Unique ID number. You will need to add the following slots manually: your photograph, gender, date of birth, cast, employment status and language skills.

3. The address is already present in the address bar of the application form; you will have to fill in the city, pin code, town/village, state and district.

4. The specifics of your educational qualifications are the next crucial stage. All educational data, including training or any diplomas, must be included in this form. The most recent academic achievement,  Subject-matter expertise, diploma or other credentials,  board /university,  grade/marks, Passing year, the title of the course and name of the achievement.

5. Select the “Next” option. It’s now your time to complete the applicant’s employment status. If they are currently employed, it should also be noted here, along with specifics.

6. On this page, you must describe your current job, the industry in which you work, the application area, the employer’s name, the job classification, the company or organization’s name. You also need to include the date of enrollment, your current job role and workplace location, your current salary, and your motivation for quitting your job.

7. The next step will be measuring the physical aspects of the candidate, including their height, weight, disability, if yes, then provide a certificate, quantity of the certificate and the authority by which they got approved.

8. You’ve reached the last phase of the registration process, which covers your preferred work location, job kind, and projected pay.

Procedure for Logging Into Anubandham Portal

Let’s now look at how to log into the Gujarat Anubandham Job Seeker Portal through the internet, as seen below.

1. Visit the Anubandham Portal’s official websiteanubandham.gujarat.gov.in/.

2. On the home page, you will see the login option in the top right corner.

3. Now, fill in the email address or phone number and password on the home page.

4. Input the Captcha Code and press the Sign In button.

FAQs About Anubandham Rojgar Portal

Is it possible for job candidates to modify their profiles on the Anubandham Rojgar Portal?

Yes, an online applicant can make changes in their profile through the Anubandham Rojgar Yojna.

Is the Anubandham site accessible through the Google search engine?

Yes, you can open and register yourself on the Anubandham portal on google.

Is the Anubandham site truly beneficial to Gujarat job seekers?

Anubandham Portal has proven beneficial to Gujarati job seekers. You can acquire a job using this site if you look for a suitable position and perform well in interviews. In fact, Anubandham has employed about 33,445 people so far.

Conclusion

The Gujarat government has taken this fantastic effort to boost employment across the state. It is advisable for all job seekers to go and register themselves on Anubandham Rojgar Portal.

Important details of Anubandham Portal

Download Anubandham (GOG) Job Application

Anubandham Registration On WebPortal

Anubandham Login On Web Portal

1. Official website:anubandham.gujarat.gov.in/

2. Employment cell number: 63-57-390-390

3. Employment cell address: Block No.1, 3rd Floor, Dr Jivraj Mehta Bhavan, Old Secretariat, Gandhinagar, Gujarat – 382010


Read More »

13/05/2022

5paisa: Stocks, Share Market Trading App, NSE, BSE

 

5paisa: Stocks, Share Market Trading App, NSE, BSE


With more than 7 million installs, 5paisa mobile app is one of the best stock market trading apps in India, that suits both beginners and traders. It’s a free and easy to use trading app.


With the app, you can now get live updates from NSE, BSE and MCX markets, access world-class charting tools with advance studies, analyse stock market trends, and trade on-the-go. If you are new to trading, learn everything about investing in the share market through our learning videos.


What’s more, if you feel like opening a demat account & investing in the share market; you can do so in the app itself. 5paisa offers online stock trading at the lowest cost in India i.e. you are charged a flat fee of just Rs.20 for all your orders, across any trading segment - Cash, F&O, Currency and Commodities.


Here’s what makes 5paisa the Best Trading app:


✓ Rewarding Experience: Get rewarded post successful demat account opening
✓ Zero percentage brokerage: Flat Rs.20 per order
✓ All-in-one: Trade in Equity, Derivatives, Commodity and Currency segments
✓ Exposure: Get the highest exposure for your intraday and delivery trading with our value add-on packs
✓ Live Tracking: Get live updates on stock prices and quotes from NSE, BSE & MCX
✓ Transfer funds easily: Authorise fund transfers easily within the 5paisa app via Netbanking of over 40 banks or via UPI for your trading
✓ Charting: Cutting edge charts with a wide range of studies and drawing functionalities for advanced technical analysis
✓ One-click order placement: Execute trades at lightning-fast speed with a single click
✓ Research: Access industry’s best stock research & tips to help you decide when to Buy and Sell stocks with the help of products like - Smart Investor, Swing trader, Sensibull, Smallcases, Screeners
✓ Watchlist: Create multi-asset watchlist, synced across devices
✓ Alerts: Set price alerts for instant updates via mobile notifications based on real-time market feeds
✓ Robo Investment Advisor: A unique feature to help you build a customised portfolio suited to your needs and risk profile
✓ More products: Invest in direct mutual funds, buy digital gold, buy insurance and take personal loans from the same app

🏆 5paisa was Awarded as Best Mobile Trading App in 2018


Download 5paisa Trading App for a seamless stock market investment experience. Open Demat Account and start your trading experience in just a few clicks!

Why 5paisa Online Share Trading Account:


• Open Demat Account in 5 mins and move to 0% brokerage trading
• Pay a flat fee of just Rs. 20 for all your orders, across any trading segment - Trade in CASH/ Equities, Derivatives, Currencies listed on NSE and BSE & Commodities on MCX
• Backed by IIFL, India’s leading Financial Services Group
• Lightning-fast trading platforms- mobile, web, desktop
• Pocket-friendly value add-on packs that offer you higher exposure, lower brokerage of Flat Rs.10/order, freedom from DP and transaction charges and much more

Privacy & Security


• Bank-Level Security - use 256-bit SSL encryption and securely store your data
• Privacy Protection - will never sell your personal information to a third party

About 5paisa


5paisa.com is the fastest-growing full-service discount brokerage company in the fintech space, with over 1.5 million customers. offer a one-stop solution to fulfill all your evolving financial needs through cutting-edge digital platforms. Our ability to understand customer needs and expertise in implementing complex technological solutions enables to give you a great investing experience at an unimaginably low cost!

Customer Support
Use the in-app support form to let know your experience and will improve it for you. For any further assistance, you can call on +9189766 89766 or send an email to support@5paisa.com.

For further details, Visit website - https://www.5paisa.com
Read More »

Adarsh Nivasi Shala Pravesh Jaherat 2022-23 in Gujarat

Adarsh Nivasi Shala Pravesh Jaherat 2022-23 in Gujarat

For SC, ST, OBC Student- STD 9, 10, 11, 12, Medical, Engineering, Pharmacy, Graduation, Post Graduation


esamajkalyan.gujarat.gov.in  Advertisement regarding Admission in Adarsh ​​Residential Schools run by Tribal Development Department – Adarsh ​​Residential Schools of Secondary / Higher Secondary level are run in the state for the purpose of providing convenient education to the children of Adivasi Tribal in the academic year 2021-22.



 All the facilities like accommodation, meals, uniforms, textbooks are provided free of cost to the Students Admitted in these Schools. 


Adarsh Nivasi Shala Pravesh Jaherat

Secondary education was not a thrust area during the Tenth Plan period. There were a few small schemes to enhance access and to improve quality, but the coverage was neither large nor comprehensive. The plan schemes concentrated on continuing the school systems run by autonomous organizations of MHRD and included efforts for integrated education for the disabled, girls’ education through provision of hostel facilities, use of ICT in schools,

vocationalisation of higher secondary education and open and distance learning. Since universalisation of elementary education has become a Constitutional mandate, it is absolutely essential to push this vision forward

to move towards universalisation of secondary education, which has already been achieved in a large number of developed countries and several developing countries. Paras 5.13 – 5.15 of the National Policy on Education (NPE), 1986

(as modified in 1992) deal with Secondary Education. Para 5.13 of the NPE, inter- alia, stated that, “Access to Secondary Education will be widened with emphasis on enrolment of girls, SCs and STs, particularly in science, commerce


Important Link: 

Download Official Notification


Apply Online: Click here

and vocational streams

Model schools on Kendriya Vidyalaya norms In view of the recommendations of the two CABE Committees on “Universalisation of Secondary Education” and “Girls’ Education & Common School System” to adopt Kendriya Vidyalaya norms in expansion of school system and for investment in schools conforming to Kendriya Vidyalaya norms, it is proposed that the high quality

model schools may broadly have infrastructure facilities of the same standard as in a Kendriya Vidyalaya and with stipulations on pupil teacher ratio, ICT usage, holistic educational environment, appropriate curriculum and emphasis on output and outcome.

Read More »

12/05/2022

English Speaking Practice; Spoken English in 60 days

English Speaking Practice; Spoken English in 60 days


Learn and improve your English conversation skills by practicing your English speaking using our interactive conversation practice tools.

These English conversation lessons will help you with your English speaking and English listening while giving you the confidence to speak with native English speakers.


We have basic English conversation lessons for beginners and also beginner level business English conversation. These are perfect for beginners wanting to improve their English conversation skills.



The best way to learn English is to practice spoken English in conversations. Use this app to learn English.

Learn spoken English and Grammar from Hindi, Indonesian, Thai, Arabic, Malay, Urdu, Malay, Bangladeshi Bengali, Bengali, Punjabi, Telugu, Tamil, Kannada, Marathi, Gujarati, Oriya, Assamese, Malayalam, Chinese, Portuguese, Turkish and Nepali. A free English learning course used by over 50 Million learners for spoken English, grammar, and vocabulary building.



Hello English by CultureAlley is the number 1 ranked free Educational App, and the best free App to learn English.

Awarded Google's Editor's Choice 2018, 2017; "INDIA’S BEST MOBILE APP OF 2017" By IAMAI, Google's Best Apps for 2016.



Features:

- 475 Interactive Lessons: 100% free interactive lessons with conversational English, grammar topics, vocabulary and more. All lessons work offline as well.

- Interactive Games: On reading, translation, spellings, grammar, vocabulary. With immediate results and grammar tips.



- Discussions with teachers: Ask questions on grammar and translations to teachers.

- Practice using daily news and videos: Learn with latest news, articles, audio-video clips, and e-books.


- Conversation and speaking practice game: Hold daily-use conversations by speaking into the App - improve your spoken English skills.

- 10,000 words Dictionary: Learn new words, and hear their pronunciation.

- Play with friends: Multi-player games and quizzes to practice English with learners across the globe

- Chat Bots: Learn English with chatbots

- Know Your Rank: Win coins and know your global and city rank..

Online Learning Courses:

Make learning go digital, now learn to talk english, learn to use a computer, learn about content writing, learn many different languages right on your phone, within just a few clicks by Using the Josh Skills app. Learn new skills & improve your skills at the same time. Zindagi mein aage badho Josh ke saath!

Key Features:

● You get a total of 90 days to practice and learn English online with us
● Each day one lesson is sent to you which will include audios and videos for your better understanding
● You have to give only 15 minutes of practice each day to become better
● Our content begins from level 1 and goes to level 10 step by step
● Regular assignments are given with each lesson, to check your progress
● We focus on reducing your hesitation to speak English. You give answers by recording audio and video

Types of Courses:📚
● Advanced English Practice Course
● Bangla, Punjabi & Marathi Basic Computer Skills
● Bangla, Punjabi & Marathi Public Speaking Course
● Bangla, Punjabi & Marathi Spoken English Course
● Bangla & Marathi Personality Development Course
● Online Business Marathi with Anand Dixit
● Master the Skill of Mobile Photography
● Global General Knowledge Course
● Online Blogging se Paise Kaise Kamaye?
● Graphic Designing
● How to get a Job?
● Learn Video Editing Professionally!
● Content Writer Kaise Bane?
● Time Management

Spoken English:
Ab English bolna sikhe bina kisi jhanjat ke, ghar baitey sikhe english. Sudhare aapni angrezi bina koi class mein admission liye, english sikho aapne mobile se kissi bhi umar mein. Top english sikhne ka app

Personal Finance:
Ghar baithe paise kamaye, sikhe stock market aur personal finance k bare main. Learn about investing, growing your money, paise banane ke nuskhe, sikhe taxe k bare main and every other complicated finance factor from the comfort of your homes

Personality Development:

Learn about personality development, how to make yourself dynamic when it comes to creating a professional impression. Learn speaking english course and make an impact

Public speaking:

A very common lesson that most people find difficult is public speaking, learn how to grow your confidence when speaking in front of a group of people, sikhe bolne ke aur apni pehchan banane ke tarike

Digital Marketing:

This is the age of digitalization, learn digital marketing and the skills around every digital aspecting. As the markets are getting digital, this is the best time to take this up and enter the digital market

Computer Skills:

Iss naye daur mein waqt ke saath kadma se kadam mila ke chale, aapne ghar baithe computer chalana sikhe. Use this as a computer learning app & master basic as well as advanced computer skills to create a huge impact

Content Writing:

You know that you have the ability to write but you want to master it on a professional level, this is the right place for you. Opt for the best content writing courses and leave a lasting impression

This useful app contains a lot of English lessons that will help you improve listening and speaking abilities. All lessons of this app are in American accent. You can also read the full transcript of each lesson while listening to the audios.

With this app, you can find great resources and lessons to improve your pronunciation, listening and grammar skills.

Main features:

- Speak Like A Native: 48 daily topics and 1200+ sentences for everyday conversations.
- Audios and Transcripts of over 200 English Lessons: listening lessons and short conversations (in American English);
- Short stories;
- Grammar learning;
- Vocabulary Learning;
- Sentence builder;
- Dictation Test;
- Hangman game;
- Online/Offline Audio.
Read More »

11/05/2022

Gujarat Panchayat Service Selection Board (GPSSB) FHW Recruitment 2022, 3137 Vacancies

Gujarat Panchayat Service Selection Board (GPSSB) FHW Recruitment 2022, 3137 Vacancies



GPSSB FHW Recruitment 2022: Gujarat Panchayat Service Selection Board (GPSSB) has released the latest notification for the Female Health Worker (FHW) recruitment 2022. Candidates can check all the details like Age Limit, Salary, Educational Qualification & Syllabus here.

GPSSB FHW Recruitment 2022

GPSSB FHW Recruitment 2022 : Gujarat Panchayat Service Selection Board, GPSSB has Released Soon FHW Recruitment 2022 Notification, We Will Update Soon GPSSB FHW Recruitment 2022 Page, For More Detail About GPSSB FHW Recruitment 2022 given below article or Official Advertisement.
  • Organization Name Gujarat Panchayat Seva Pasandgi Mandal
  • Post Name Female Health Worker (FHW) Class – III
  • Vacancies 3137
  • Advt. No. Advt. No.16/2021-22
  • Application Staring Date 26-04-2022
  • Application Last Date 10-05-2022
  • Official Site gpssb.gujarat.gov.in
GPSSB Female Health Worker Recruitment 2022 Educational Qualification:
  • Have passed the Secondary School Certificate Examination;
  • have passed-
  • (i) the Female Health Worker’s Basic Training Course recognized by the Government, or
  • (ii) the Auxiliary Nurse Midwife Course, recognized by the Government and has been registered by the Nursing Council ;
  • possess the basic knowledge of computer application equivalent to Course on Computer Concepts (CCC) of Department of Electronics Accreditation of Computer Courses (DOEACC) Society or of the level as may be prescribed by the government, from time to time’’
  • Please read the Official Notification for Educational Qualification details.

GPSSB Female Health Worker (FHW) Class – III Apply Online Link

GPSSB will start accepting the online applications for the 3137 Female Health Worker (FHW) Class – III vacancies from 26-04-2022 onwards on its official website i.e. https://gpssb.gujarat.gov.in. Candidates can apply online for the GPSSB Female Health Worker (FHW) Class – III Recruitment 2022 and can visit the official website or can click on the direct link which will be updated here after officials activate the link officially. The GPSSB Female Health Worker (FHW) Class – III Apply Online Link will remain active till 10-05-2022.

Read More »

10/05/2022

INDIAN OIL CORPORATION LIMITED Recruitment 2022

INDIAN OIL CORPORATION LIMITED Recruitment 2022

Indian Oil Corporation Limited (IOCL) is a diversified and integrated energy major with presence in oil, gas, petrochemicals and alternative energy sources and empowered with the 'Maharatna' status. The organization renders overriding prominence to the energy needs of the country and aspires to be 'The Energy of India' and ‘A Globally Admired Company’. IndianOil has been featuring year after year among India's Best Companies to Work For and has been recognized as Best Employer among NationBuilders. To fuel its future growth, Panipat Refinery & Petrochemical Complex, seventh Refinery of IndianOil with largest Integrated Petrochemical Plant is looking for result oriented experienced personnel with initiative and enterprise to join the team and become the Energy of India.


INDIAN OIL CORPORATION LIMITED Recruitment 2022

Post Detail :

Advertisement No. : PR/P/47 (2022-23) 

1. Junior Engineering Assistant-IV (Production)

Post Code : 201

Education Qualification :

  • 3 years Diploma in Chemical/ Refinery & Petrochemical Engineering or B.Sc. (Maths, Physics, Chemistry or Industrial Chemistry) from a recognized Institute/ University with minimum of 50% marks in aggregate for General & OBC candidates & 45% in case of SC candidates against reserved positions.

Experience :

  • Minimum one year of post qualification experience in operation (rotating shift) of Pump House, Fired Heater, Compressor, Distillation Column, Reactor, Heat exchanger etc. in a Petroleum Refinery/ Petrochemicals/ Fertilizer/ Heavy Chemical/ Gas Processing Industry.   


2. Junior Engineering Assistant-IV (Instrumentation) : 


Post Code : 205

Education Qualification :
  • 3 years Diploma in Instrumentation/ Instrumentation & Electronics/ Instrumentation & Control Engineering from a recognized Institute/ University with minimum of 50% marks in aggregate for General & OBC candidates & 45% in case of SC candidates against reserved positions
Experience :

  • Minimum one year of post qualification experience in Maintenance of Modern instrumentation control system like DCS, PLC with electronic field instrumentation, Control Valve, Smart Positioners, loop configuration, online Analyzers condition monitoring, cabling, earthing etc., in a Petroleum Refinery/ Petrochemicals/ Heavy Chemical/ Fertilizers /Power Plants/ Gas Processing Industry/ large industrial establishments.
Age limit : 
  • Minimum 18 years and Maximum age shall be 26 years for General/EWS/ST candidates as on 30-04-2022.
Pay scale :
  • Rs.25,000-1,05,000/
Selection Process :
  • The selection methodology will comprise Written Test and a Skill/Proficiency/Physical Test (SPPT). The SPPT will be of qualifying nature.
  • More Detail Plese Read Official Notification.


How to Apply : 
  • On-Line Application

Important Dates :

On-line registration of application commences on 07-05-2022 (10:00 Hrs) and closes on 28-05-2022 (17:00 Hrs).
Read More »

07/05/2022

India's best bus ticket booking app, easiest way to book affordable bus tickets.

India's best bus ticket booking app, easiest way to book affordable bus tickets.

zingbus is the safest, affordable, comfortable and the most reliable bus ticket booking app for any customer.

Founded in 2019, zigbus have marked our presence in India's northern and western regions.

zingbus is an intercity bus service provider, revolutionising the way people travel. We have already served more than 1 million passengers, with over 30% of women travellers trusting us as their preferred travel partner. Flaunting a fleet of 250+ buses, we are now connecting 350+ cities. We aim to provide the best travel facility; thus, our bus includes almost every amenity you can get on an airline.

Amenities and features with zingbus:

- AC buses
- Clean and sanitised buses
- Verified and vaccinated crew
- Premium zingbus AC lounges
- On-time arrival & departure
- Free cancellation
- OTP based Check-in
- Live bus tracking
- High-speed FREE Wi-Fi
- Women friendly
- Choose your preferred seats
- CCTV equipped buses
- Luggage tags
- Water Bottle
- Blanket (on paid basis)
- Charging Points / Power outlets
- Clean Pit Stops
- 24/7 whatsapp chat assistance (+91-82870 09889)

Premium zingbus AC lounges

We have launched premium AC lounges to sit and relax while you wait for your buses. Currently, we have four waiting lounges located in –

Delhi – Majnu ka tila (MKT)
Delhi - RK Ashram
Manali - aloo ground, Vaibhav Regency,
Ahmedabad - Paldi

zingbus lounge features:

- Spacious and sanitized area
- Food court
- Comfortable seating
- Cloakroom
- Charging stations
- Clean Washrooms
- Fully air-conditioned
- Free Wi-Fi

Offers and deals

- Festive offer, Get 400 zingcash on signing up
- Refer & Earn zingcash, redeem on next booking
- Get 200 zingcash on referring
- Get 150 off on booking two or more seats, use code PARTNER
- Use code ZINGRIDE to get Rs 50 off (coupon valid till 31 March 2022)

zingbus is a fast-growing company that aims to change the future of transportation by providing affordable and dignified travel for everyone across India. We have more than 350+ major bus routes and city connections to choose from.

Some of our top bus routes are:

- From Delhi - Manali
- From Delhi - Gorakhpur
- From Ahmedabad - Rajkot
- From Delhi - Lucknow
- From Jamnagar - Rajkot
- From Amritsar - Delhi
- From Ahmedabad - Jamnagar
- From Chandigarh - Delhi
- From Delhi - Shimla
- From Delhi - Dharamshala
- From Delhi - Kasol
- From Delhi - Jaipur
- From Ahmedabad - Jaipur
- From Ahmedabad - Mumbai
- From Delhi - Ludhiana
- From Azamgarh - Delhi
- From Goa - Mumbai
- From Delhi - Kanpur
- From Delhi - Jalandhar
- From Goa – Pune


See details of all the routes here: https://www.zingbus.com/bus-tickets


Booking app

Redbud એપ પર બુકિંગ કરવા માટે

Zigbus એપ પર બુકિંગ કરવા માટે

Make my trip પર બુકિંગ કરવા માટે


Here's why you should install and use the zingbus app

- 🚌 Easy bus tickets booking experience
- 💰 Get the best discounts, offers, and coupons on the app
- 📍 Live bus tracking
- ❎ Hassle-free rescheduling, cancellations & refunds
- 🔒 Secure payment options for a smooth online booking experience
- 💸 Get zingcash and referral bonus

We offer various payment options like UPI (PhonePe, GooglePay), Debit card, Credit card, Net Banking, Wallets (Paytm, Amazon Pay, Mobikwik, CRED ), and Cash Cards.

Read More »

04/05/2022

Music video editor for status. Edit video with effects, songs, text and more

Music video editor for status. Edit video with effects, songs, text and more


InShot- Powerful Music Video Editor and Photo Editor with pro features- trim & cut video/movie, add music, text, stickers and glitch effects, blur background and No Crop! HD status editor for Instagram! With InShot, you can edit and save long videos without any time limits.

Professional basic video editing features, record your precious moments of your daily life. Make music video for Republic Day, Holi, Diwali, New year and other special days! Share your daily life to others on social media!

Features:

Full-features Video Edtior

* Video cutter and Video splitter. Video maker with trim function. Cut videos to the length you need. Split videos into several clips.
* Video merger and slideshow maker. Merge multiple clips into one, combine and compress video without losing quality.
* No time limit. You can convert a video to any length you want.
* Crop video in any ratios. Zoom in/out video. Powerful movie maker and pro video-editor for YouTube, Instagram, Snack video etc.
* Crop video to remove watermark or any unwanted part.
* Rotate/Flip the video.

Add Music to Video

* Video maker with music! Add InShot featured music, India dream music or use your own beat songs.
* Extracting music from videos has supported now. You can upload extract music you like from other videos.
* Add voice-over to your video.

Video Filters and Effects

* Add movie style video filters and cool effects such as Glitch, Stop Motion, Old TV, RGB, ect.
* Adjust video brightness, contrast, saturation, etc. Customized video filters and video effects.

Video Transition Effects

* Merger 2 clips by adding transition effects to make the transition of video clips more cinematic! Just simple click, you can become a montage video master with InShot.
* Now, 55+ transitions are available in InShot. Such as Fade in/out, Glitch, Light, Ghost, Slice...

Text & Sticker

* Add text on video, many fonts for the text editing. With music and text, you can make lyrical video with this MV status maker.
* Add animated stickers and emoji.
* Edit the text and stickers with animation.

Bhago Bhoot Hindi Educational Movie

Video Speed Control

* Adjust video speed with video filters and video effects. Fast/Slow motion full screen movie maker app.
* Speed up videos or add slow motion. Range from 0.2x to 100x!
* Freeze special moment.

Ratio & Background
* Square video, No crop video maker and pro video editor app.
* Add different borders. Background color and video blur editor.

Video Converter & Photo Slideshow Maker
* Easily convert video to MP4 format. Free video cutter app.
* Photo slideshow maker, merge photos to create slideshow with music.

Professional Photo Editor & Collage
* Lots of stylish collage layouts.
* Unique filters & colorful backgrounds, blur background.
* 1000+ stickers, add funny memes to your photos.


અહીંથી ડાઉનલોડ કરો ફોટો એડિટર એપ


Easy to Share
* Fit your video and photo in any Aspect Ratio. Easy-to-use instagram video editor and Tiktok editor.
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InShot is a powerful screen video editor & movie maker. Popular music video maker with all features, free photo editor.

With InShot, you can easily add music to video, add text and stickers on video. Fast/Slow motion feature is super fun. InShot is a free HD full screen video maker and video cutter. You can crop video easily and export it without losing quality, and share your videos to social media by one click, or edit video with music and pictures for YouTube.

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02/05/2022

Gramin Dak Sevak 38926 Bharti 2022

Gramin Dak Sevak 38926 Bharti 2022

Gramin Dak Sevak 38926 Bharti 2022 : Applications are invited from the eligible candidates for engagement of 38,926 Gramin Dak Sevaks (GDS)as BPM/ABPM/ Dak Sevak. Application are to be submitted online at https://indiapostgdsonline.gov.in.

Gramin Dak Sevak 38926 Bharti 2022

Gramin Dak Sevak 38926 Bharti, Gujarat Postal Circle will be issued the Gujarat Post Office Notification 2022 for vacant positions of Postman, Postal Assistants/ Sorting Assistants, Mail guard, Gramin Dak Sevak-GDS, Multi Tasking Staff-MTS. There is a good opportunity for all the government job seekers , who are preparing for Gujarat State Government Jobs. To apply Latest postal jobs in Gujarat, aspirants must have completed 10th Class / 12th Class qualification . So the Gujarat postal department announced about the Gujarat Postal Circle Vacancy 2022 and they also asked the interested and the eligible candidates for applying for the available vacancies by inviting applications from the candidates.



Gujarat Postal Circle Notification 2022


India Post-Gujarat Postal Circle will be released a public notification for filling up Postman, PA/ SA, Mail guard, Gramin Dak Sevak-GDS, Multi Tasking Staff Vacancies in Gujarat. Gramin Dak Sevak 38926 Bharti, Aspirants who are seeking latest postal job, are eligible to apply online mode at official web portal.

Name of the Posts:Gramin Dak Sevak
Total vacancies:38926
Conducted by:India Post
Qualification:10th Pass
Age limit:18-40 years
Location of Job:All over India
Application Mode:Online Apply
Official Website:indiapostgdsonline.gov.in

Gramin Dak Sevak Bharti Details of Indian Post :

Emoluments in the form of Time Related Continuity Allowance(TRCA) is paid to GDS. The following minimum TRCA shall be payable to different categories of GDS after engagement:



Post Details 

NoName of PostSalary
1Branch Post Master 12,000
2ABPM/DakSevak10,000



Gramin Dak Sevak-GDS Education Qualification :

  1. Secondary School (10th Class) Examination pass certificate of 10th standard with passing marks in Mathematics and English (having been studied as compulsory or elective subjects) conducted by any recognized Board of School Education by the Government of India/State Governments/ Union Territories in India.
  2. Candidates must have Basic Computer Training Course Certificate of at least 60 days duration from any Computer Training Institute run by Central Government/State Government /Universities / Boards / Private Institutions Organizations.


Gramin Dak Sevak Age :

  • Minimum age:18 years
  • Maximum age:40 years
  • Age will be determined as on the last date of submission of application as per notification.

Compulsory knowledge of Local Language


The candidate should have studied the local language i.e. (Name of Local language) at least up to 10th standard [as compulsory or elective subjects].

Submission of Application and Fee

  • Application can be submitted online only at https://indiapostgdsonline.gov.in. Applications received through any other mode shall not be entertained.Fee :
  • A fee of Rs.100/-/-(Rupees one hundred only) is to be paid by the applicants for all posts notified in the chosen Division. However, payment of fee is exempted for all female candidates, SC/ST candidates, PwD candidates and Transwomen candidates.

Gramin Dak Sevak Age How to apply :

Candidate who desires to apply online will have to register himself / herself in the portal through https://indiapostgdsonline.gov.in with the following basic details to obtain the Registration Number:-

  • Name (In capital letter as per X class certificate Marks Memo including spaces)
  • Father’s Name / Mother’s Name
  • Mobile Number
  • Email ID
  • Date of Birth
  • Gender
  • Community
  • PwD – Type of Disability – (HH/OH/VH)- Percentage of disability
  • State in which Xth class passed
  • Language studied in Xth class
  • Year of Passing Xth class
  • Scanned Passport Photograph
  • Scanned Signature

  • Only one Registration is allowed for one candidate for schedule 1 & 2 in a calendar Year. The same registration number should be used for submission of applications. Once registered the same mobile number will not be allowed for
  • further Registrations of any other candidate. In case any duplicate Registration is found by altering the basic details, the candidature relating to all such Registrations will be removed for consideration of selection. Any candidate who forgot the registration number can retrieve the registration number through option ‘Forgot registration’.
  • The candidates must have own active email id and mobile number.

Documents Required to Apply for India Post GDS 2022:


The documents that are required to apply for the post of Gramin Dak Sevak 38926 Bharti :

  • Scan copy of Photograph
  • Scan copy of Signature
  • Marksheet of 10th standard
  • Certificate of Date of Birth
  • Caste Certificate (If applicable)
  • Computer Certificate
  • Certificate of Physically Handicapped (If applicable)

Procedure of Fee Payment:-

  • Applicants, except exempted category of candidate, should pay a fee of
  • Rs.100/- (Rupees one hundred) for all posts within the chosen Division. Candidate who requires to make the payment of fee may pay the fee through online mode of payment using the link provided for payment. All recognized, Gramin Dak Sevak 38926 Bharti
  • Credit/Debit cards and Net Banking facility/ UPI can be used for this purpose. Charges applicable for usage of Debit/Credit cards and net banking as per the
  • rules from time to time will be levied to the candidates. Fee may also be paid at any Head Post Office in India.
  • For making the payment of fee the candidate should refer the Registration Number.
  • Fee once paid will not be refunded. Hence, candidate is requested to ensure his/her eligibility for applying to particular Division before making the fee payment.
  • Candidates who are exempted from payment of fee may apply online directly.

Uploading of documents:-


The candidates must upload the Recent passport size photograph and signature in the formats and sizes as prescribed. Hence, it is advised to keep the scanned documents ready in softcopy form before applying online, Gramin Dak Sevak 38926 Bharti

Engagement Schedule is as under: –

  • Application Submission Start Date: 02/05/2022
  • Application Submission End Date: 05/06/2022

Gramin Dak Sevak Apply Online LinkClick
 Here
Gramin Dak Sevak Official NotificationClick Here


Gramin Dak Sevak 38926 Bharti Candidates are advised in their own interest to submit online applications much before the closing date and not to wait till the last date to avoid the possibility of disconnection/inability or failure to login to the website on account of heavy load on the website during the closing days.


Frequently Asked Questions(FAQ)

  1. Q1. Who Conducts Gramin Dak Sevak 38926 Bharti?

    Ans : India Post-Gujarat Postal Circle

  2. Q2. How many Vacancies are released for Gramin Dak Sevak 38926 Bharti?

    Ans : The no.of vacancies is 38926 approximately

  3. Q3. When will be released the notification?

    Ans : Its will be released now

  4. Q4. How to apply for Gramin Dak Sevak 38926 Bharti 2022?

    Ans: Candidates can apply for Gujarat Postal Circle 2022 from the official link provided in the recruitment page or visit the Gujarat Postal Circle official website

  5. Q5. Is There Any Age Relaxation for Gramin Dak Sevak 38926 Bharti Vacancy?

    Ans: Yes, There will be a Age Relaxation of Reserved Category as per Govt Rules.

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30/04/2022

Running App - GPS Run Tracker

Running App - GPS Run Tracker

Running App - GPS Run Tracker Leap running app provides a variety of plans for weight loss. 

 Running App - GPS Run Tracker

Leap running app provides a variety of plans for weight loss. All plans are beginner friendly, and can help you stay motivated, lose weight and achieve different fitness goals, such as increasing your pace. You can get audio feedback from the voice coach.

Running is proven to increase metabolism, and you can burn more calories with specific plan. Our app provides plans that designed by professional fitness coach to make weight loss effective, easy and fun. These running, jogging and walking plans are suitable for all levels.

It tracks running stats, records routes with GPS in real time, and helps improve your running performance with detailed analysis and insight graphs. This powerful mile tracker tracks all key stats, distance, time, speed, calories burned, elevation, etc.

Various Training Plans

• Walking for weight loss - Suitable for everyone. Lose weight with interval walking.

• Running for weight loss - Even you’re a newbie, you can complete your running plan as easily as jogging plan.

• Pace academy - Increase pace and endurance for your next goal.

• My first 5K - Complete your first 5k with coach guide.

Sync Data

You can sync all your running and training data to your account, routes, distance, time, speed, calories, etc. So your data won’t be lost when you change devices.

Running Tracker

• Set goals - Set your weekly and yearly goals to make running a habit. Boost your weight loss progress.

• Analyze every run - It monitors all your running stats in real time and analyzes them in graphs.

• Match the same path - It records your same-route runs and shows the trends of your running performance over time.

• Map your route - With GPS running tracker, you can record your routes with GPS, save your paths and share your route maps with friends.


Download Running App


• Get audio feedback - Get audio feedback (duration, distance, calories, pace, etc) from the voice coach to take control of your training and improve your performance.

Powerful Analysis

• Compare your performance with stats at different distances and time periods.

• Scientifically analyze your training patterns to improve your performance.

• Clear and stylish graphic design.

For Different Fitness Goals

• Whether you want to lose weight or keep fit.

• Whether you simply run or marathon training.

• Whether you are man or woman, old or young.

• It's not only a weight loss app, but also a distance tracker for running, running tracker, jogging app, walking app, mile tracker, calorie counter, mile counter, GPS running tracker.

GPS Running Tracker

Want a GPS running tracker to track run? Want a map running app to track running? Want your run map? Try this GPS running tracker to track run and get your run map. This map running app and run tracker accurately track run on the map with GPS in real time, and provides you run map.

Distance Tracker for Running

This run tracker and map running app track your distance tracker for walking and your distance tracker for running. It's not only a run tracker, but also a run GPS tracker to track running. Use the best run GPS tracker and jog tracker to track your distance tracker for walking and your distance tracker for running.


Download Running App


Jog Tracker

Jog tracker track running and distance tracker for walking in real time. Lose weight and keep fit with this run GPS tracker.

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27/04/2022

Get your CIBIL & Experian credit score, reports & insights regularly on OneScore

Get your CIBIL & Experian credit score, reports & insights regularly on OneScore

OneScore is the best app to check your  credit score & understand your credit report. 

Now check & track your CIBIL score along with your Experian credit score with OneScore. Download the latest version of OneScore to check your CIBIL score now!

Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.

OneScore helps you understand your credit score for free & monitor it regularly. We give you insights on what makes up your score & alert you when something changes in your report. Using OneScore does not hurt your score (but not using it may!).

We understand that your credit score is a key piece of personal information. Don’t worry, unlike other apps that spam you with loan offers, we do not use this information for sourcing loans for financial institutions. None of your information is shared with any third parties or institutions.

Inconsistent email ids across accounts? Using too much of your credit card limits? Someone enquiring in the Bureau on your behalf? We will highlight all small & large aspects of your score to help you decide if you wish to act upon or change them to improve your score.

There are 4 credit bureaus in India -  Experian, Equifax & CRIF High Mark. OneScore shows your CIBIL credit score & Experian credit score & helps you keep track of both of them individually.

Key Features

 Credit Report: Track your score on the go & understand the factors that impact your score. Your score will be updated every month.

Now OneScore shows your CIBIL score along with Experian score.

Credit Score Insights: OneScore will analyze & highlight any aspects that need your attention.

🗒️Credit Score Planner: Use our planner to get useful insights on how to improve your score.

🛡️Safe & Secure: Totally Safe & Secure. None of your information is shared with any third party or institution.

Credit Score(क्रेडिट स्कोर) Basics

◼ Credit score is calculated based on the data that is provided by the lending institutions to the bureaus. 

◼ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your balances. 

◼ Credit is scored on a scale that ranges from 300 to 900. The higher the number, the better off you are. Get started on your credit journey here!

◼ Keeping a good credit score is beneficial while applying for a job. Employers check credit scores to check how responsible the candidate is before hiring.



Who can enroll on OneScore?

Anybody with a loan or credit card can get OneScore & check their credit score. You need to be over the age of 18 with a valid PAN card number that can be matched to a credit profile from the Experian credit bureau. 

What info do I need to have handy when I sign up?

To sign up, we'll ask you for some basic personal information such as your mobile number, email ID & name. Next, we will authenticate you with a One Time Password (OTP) sent to your registered mobile number. In case we are not able to find your credit report, we may ask you for some additional information such as your PAN Number, Date of Birth.

Will using OneScore hurt my credit score?

It won’t. You can use all OneScore features without affecting your credit score.

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RRC Eastern Railway Recruitment 2022

RRC Eastern Railway Recruitment 2022 for 2900+ Post Railway Recruitment Cell (RRC), Eastern Railway (ER) has published an Advertisement for the below-mentioned Posts. Eligible Candidates advised to refer to the official advertisement and apply for this post. You can find other details like age limit, educational qualification, selection process, application fee, and how to apply are given below. Keep checking Ojasjobportal.com regularly to get the latest updates.


Total Posts

  • > 2972 Posts

Posts Name

Howrah Division

  • > Fitter – 114
  • > Welder – 25 Posts
  • > Mech (MV) – 04 Posts
  • > Mech (Dsl.) – 06 Posts
  • > Machinist – 04 Posts
  • > Carpenter – 02 Posts
  • > Painter – 05 Posts
  • > Lineman (General) – 05 Posts
  • > Wireman – 03 Posts
  • > Ref.& AC Mech. – 08 Posts
  • > Electrician – 89 Posts
  • > Mechanic Machine Tool Maint.(MMT M) -02

Liluah Workshop

  • > Fitter – 240 Posts
  • > Machinist – 33 Posts
  • > Turner – 18 Posts
  • > Welder – 204 Posts
  • > Painter General – 15 Posts
  • > Electrician – 45 Posts
  • > Wireman – 45 Posts
  • > Refrigeration & Air Conditioning – 15 Posts

Sealdah Division

  • > Electrician Fitter – 34 Posts
  • > Welder – 22 Posts
  • > Electrician – 10 Posts
  • > FCO – 7 Posts
  • > Wireman – 03 Posts
  • > Oil Engine Driver/P – 04 Posts
  • > Oil Engine Driver/AC – 07
  • > Lineman – 1 Posts
  • > AC Fitter – 13 Posts
  • > Mech Fitter – 112 Posts
  • > Electrician – 10 Posts
  • > DSL/Fitter – 10 Posts
  • > Electronics Mechanic – 75 Posts
  • > Ref. & AC – 35 Posts
  • > Mech Fitter – 114 Posts
  • > Electrician – 10 Posts
  • > DSL/Fitter – 10 Posts
  • > Welder – 13 Posts
  • > Carpenter – 7 Posts
  • > Fitter – 10 Posts
  • > Blacksmith – 32 Posts
  • > Painter – 10 Posts

Kanchrapara Workshop

  • > Fitter – 60 Posts
  • > Welder – 35 Posts
  • > Electrician – 66 Posts
  • > Machinist – 6 Posts
  • > Wireman – 3 Posts
  • > Carpenter – 8 Posts
  • > Painter – 9 Posts
  • > Malda Division :
  • > Electrician – 40 Posts
  • > Ref. & AC Cond. Mech. – 6 Posts
  • > Fitter – 47 Posts
  • > Welder – 3 Posts
  • > Painter – 2 Posts
  • > Carpenter – 2 Posts
  • > Mech. Diesel – 38 Posts

Asansol Division

  • > Fitter – 151 Posts
  • > Turner – 14 Posts
  • > Welder (G&E) – 96 Posts
  • > Electrician – 110 Posts
  • > (Diesel) – 41 Posts

Jamalpur Workshop

  • > Fitter – 251 Posts
  • > Welder (G & E) – 218 Posts
  • > Machinist – 47 Posts
  • > Turner – 47 Posts
  • > Electrician – 42 Posts
  • > Diesel Mechanic – 62 Posts

Education Qualification

  • > Candidates should be 10th class passed with minimum 50% marks in aggregate.
  • > They should also possess National Trade Certificate in the notified trade issued by NCVT/SCVT

Age Limit

> 15 to 24 Years

Selection Process

  • > RRC will release a merit list on the basis of details filled by the applicants

Apply Process

  • > Eligible and interested candidates may apply online through official website.

Important Links

Download Official Notification : Click Here

Important Dates

> Starting Date of Online Application – 11 April 2022

> Last Date of Online Application – 10 May 2022

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26/04/2022

Gift Birthday wishes from Bollywood actors and actresses.

Gift Birthday wishes from Bollywood actors and actresses.


Happy Birthday Wishes for everyone you love! 🎁🎁

Best birthday gift for friends
Best birthday wishes for best friend
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👉Imagine how great it would be to get a birthday wishes video from bollywood actors like Ranveer Singh, Kareena Kapoor, Tiger Shroff, Jacqueline Fernandez, Ananya Panday & Janhvi Kapoor!


TrueFan video message is definitely one of the best online customised gifts in India. Recorded by Bollywood actors, these video messages are personalised according to the request sent by a user. 

💝TrueFan gives you the most amazing chance to win a personalized Video Message from your favourite Bollywood actress or actor. 

A birthday wishes video message is apt for anyone looking for a new and unique way of gifting. For any Bollywood movie fan, a happy birthday video message from their favourite Bollywood actor or Bollywood actress would be a dream come true. A birthday wishes video is an approximate 30-second long video personalized for a fan.

👉Stop looking for the best birthday wish ideas! TrueFan with bollywood stars provide a different and a new birthday gifting idea. Now make birthday wishes extra special with bollywood celebrity video messages. India is moving towards celebrity birthday gifts, don’t be left behind!


👉How to win and gift a Video Message from Bollywood actors and actresses?


⬇️ Download the TrueFan App

📱 Play a Bollywood Movie Quiz
🏆 Win a Video Message
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⚡Get your Video Message delivered super-fast!
Get a birthday wish or surprise your family with a really special gift from the stunning bollywood actress Kareena Kapoor and Ananya Panday. You can win a Video Message from the incredible bollywood actresses Janhvi Kapoor & Jacqueline Fernandez. Want motivational tips from bollywood hunks Ranveer Singh or Tiger Shroff? India’s hottest Bollywood stars are on the TrueFan App waiting for you!

Now express your feelings with the perfect gift - Video Messages recorded by bollywood stars!
🥀 Flowers & 🍫Chocolates are temporary but a TrueFan Video Message from a bollywood Superstar is permanent memory!
🎁 The best gift idea for 2022 is definitely TrueFan Video Message. 
Gift the coolest surprise ever with video messages personally recorded by bollywood actors.

🎁Gifting Occasions and Reasons:

Birthday gift
A birthday wishes video from one of the top Bollywood actors or Bollywood actresses will be incredible to receive for anyone you love as a gift.
It could be birthday wishes for sister, birthday wishes for brother, birthday wishes for best friend, birthday wishes for husband, birthday wishes for daughter.

Birthday wishes video from top Hindi movie celebrities can also be gifted to the following people in your life:
Gifts for mother
Gifts for father
Gifts for boss
Gifts for men
Gifts for boyfriend
Gifts for husband
Gifts for girlfriend
Gifts for wife
Gifts for women
Gifts for mother
Birthday gifts for boyfriend
Birthday gifts for men
Birthday gifts for mother
Birthday gifts for father
Birthday gifts for girlfriend
Birthday gifts for best friend
Best surprise birthday wish
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birthday gifts for sister
mom birthday gifts
birthday wish for friend
birthday wishes for sister
birthday wishes for best friend
happy birthday wishes for friend
best birthday wishes
happy birthday wishes for sister
Birthday wishes for husband
Birthday wishes for daughter
birthday wishes for son
happy birthday wishes for brother
birthday wishes for wife
birthday wishes for bestie
happy birthday video

No more gifting cakes, flowers, gift cards because Video Message is the new and best gifting option in India.
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25/04/2022

Pradhan Mantri Mudra Yojana Eligibility Criteria And Other Information

પ્રધાનમંત્રી મુદ્રા યોજના | Pradhan Mantri Mudra Yojana Eligibility Criteria And Other Information

Pradhan Mantri Mudra Yojana : પ્રધાનમંત્રી મુદ્રા યોજના (પીએમએમવાય) બિન કૉર્પોરેટ, બિન કૃષિ, લઘુ/સુક્ષ્મ ઉદ્યમો માટે  10 લાખ સુધીની લોનની સુવિધા આપે છે. ભારતના યુવાધનને તથા કાર્યરત નાના ઉદ્યોગોને પ્રોત્સાહન આપવાના હેતુથી શરૂ કરાયેલી મુદ્રા બેંકનું પૂરું નામ છે, માઈક્રો યુનિટ્સ ડેવલપમેન્ટ એન્ડ રીફાઈનાન્સ એજન્સી (Mudra). જે પ્રધાન મંત્રી મુદ્રા યોજના અંતર્ગત શરૂ કરવામાં આવી છે

Pradhan Mantri Mudra Yojana Micro Units Development and Refinance Agency Ltd. [MUDRA] is an NBFC supporting development of micro enterprise sector in the country. MUDRA provides refinance support to Banks / MFIs for lending to micro units having loan requirement upto 10 lakh. MUDRA provides refinance to micro business under the Scheme of Pradhan Mantri MUDRA Yojana. 

The other products are for development support to the sector. The bouquet of offerings of MUDRA is depicted below. The offerings are being targeted across the spectrum of beneficiary segments. Pradhan Mantri Mudra Yojana

અત્યારે આ યોજના અંતર્ગત જમીન, પરિવહન, સામુદાયિક, સામાજિક તથા વ્યક્તિગત સેવાઓ, ખાદ્ય ઉત્પાદન, ટેક્સટાઈલ જેવાં ક્ષેત્રોને જ સમાવવામાં આવ્યાં છે, આગળ જતાં હજુ આમાં બીજાં અનેક નવાં ક્ષેત્રોને સાંકળવામાં આવશે, જેના કારણે નવા ઉદ્યોગોને ખૂબ જ ઊજળી તકો છે. નાના વેપારીઓ, વ્યવસાયકારીઓ આ યોજનાનો લાભ લઈને સફળતાનાં શિખરો સર કરશે.

મુદ્રા યોજના થકી વર્ષ ૨૦૧૫-૧૬ માં ૩.૩૨ કરોડ ગરીબ લોકોને લાભ મળ્યો છે. ચાલુ વર્ષમાં અમે આ યોજના માટેનું બજેટ ડબલ કરવાના છીએ. મુદ્રા યોજનાનો લાભ લેનારા લોકોમાં સૌથી વધુ મહિલાઓ, દલિતો અને અલ્પસંખ્યક સમાજના લોકો છે.

Eligibility Criteria: Pradhan Mantri Mudra Yojana

ELIGIBILITY CRITERIA FOR PARTNER INSTITUTIONS
  • Micro Units Development and Refinance Agency (MUDRA) has adopted the eligibility norms in respect of various category of Banks for the partner lending institutions for the purpose of availing refinance to micro units in manufacturing, trading and service sector in rural and urban areas.
I. SCHEDULED COMMERCIAL BANKS
A. Public Sector Banks
  •  Should have earned profit during the last 2 years failing which minimum external rating of long term instruments not below A-(minus) from accredited credit rating agencies.
  •  Level of Net NPAs not exceeding 15%.
  •  CRAR as stipulated by RBI from time to time.
  •  Net worth above Rs.250 crore.
B. Private Sector Banks
  •  Should have earned profit during the last 2 years failing which minimum external rating of long term instruments not below A-(minus) from accredited credit rating agencies.
  •  Level of Net NPAs not exceeding 10%.
  •  CRAR as stipulated by RBI from time to time.
  •  Net worth above Rs.250 crore.
C. Regional Rural Banks
  •  Should have earned net profit for preceding two years.
  •  Level of Net NPAs equal to or less than 6%.
  •  CRAR as stipulated by RBI from time to time.
  •  Net Owned Fund above Rs.50 crore.
D. Small Finance Banks
  •  Should have been granted final license by Reserve Bank of India (RBI) for carrying on Small Finance Bank business and have commenced operations of the Small Finance Bank.
  •  SFB/previous entity prior to conversion into SFB (taken together) should have earned profits during last 2 financial years
  •  Should have sizeable outstanding portfolio (> `500 crore) comprising advances to micro/small enterprises in respect of income generation in manufacturing, services, trading or activities allied to agriculture /other activities approved/to be approved under PMMY loans from time to time.
  •  Should have strong fundamentals based on last audited balance sheet .
  •  CRAR as stipulated by RBI from time to time.
  •  Net worth greater than or equal to 100 crore.
  •  Gross NPA less than or equal to 5%.
II. MICRO FINANCE INSTITUTIONS
  •  Should be a registered legal entity lending to micro units meeting the loan size criteria of MUDRA (which is presently loan size of Rs.1 lakh or as stipulated by RBI from time to time) for atleast 3 years or the promoters /management should have an experience of atleast 10 years.
  •  Having a minimum outreach of 3000 existing borrowers.
  •  Should have received minimum capacity assessment rating as indicated below :
  • Mfr-4 (equivalent to CRISIL) for TN, Kerala, Karnataka andPuducherry
  • Mfr-4 (equivalent to CRISIL) for Tier-I and Tier-II MFIs and Mfr-5 for the Tier-III
  • MFIs in other remaining states.
  •  Should have suitable systems, processes and procedures such as internal accounting, risk management, internal audit, MIS, cash management etc.
  •  Should target own account enterprises within micro units category i.e. business run by the owner.
  •  Meeting the minimum CRAR and other norms stipulated by RBI for MFIs registered as NBFC-MFIs and comply all the prevailing RBI guidelines, including pricing etc.
  •  Three years profitable track record, Recovery performance not less than 90%, Portfolio at Risk > 90 days below 5% (relaxable upto 7% on case to case basis) for MFIs.
  • Should be a member of credit bureaus as per RBI policy.
  •  Has a minimum term loan/refinance requirement of Rs.0.50 crore.
  •  Targets the poor, especially women and is secular.
  •  Has audited financial statements (in case of NGO with microfinance as a programme, the NGO should have separate audited financial statements for the MFI programme) and
  •  For NBFCs or any other MFI set up for/by taking over the existing MF operations of another entity, track record of the earlier entity can be considered for existence, past ratings etc., guidelines relating to value of FDRs to be placed as security etc. subject to continuity of promoters/senior management/transfer of major (> 60%) part of the MF operations of the earlier entity.
  •  MUDRA’s loan to be on lent by MFIs for use by borrowers in; setting up/running nonfarm income generating activities and micro/small enterprises including trading activities/services.
III. NON BANKING FINANCE COMPANIES (NBFCs) Pradhan Mantri Mudra Yojana

A. Larger NBFCs i.e. Assets size > Rs.500 crore
  •  The NBFC should be registered with RBI as Asset Finance Company (AFC) or Loan Company. In respect of NBFC-Loan Company, a CA certificate that if the loan is given for income generating activities, 60% of the income comes from productive assets should be furnished. Two Tier NBFCs extending loan / resource support to MFIs (both NBFC-MFIs and non-NBFC MFIs complying with RBI norms for NBFCMFIs or priority sector status) for on lending to ultimate borrowers would also be considered
  •  NBFC should have been in business for 5 years and should have earned Net Profit for last 3 years. In case of the NBFCs financing second hand vehicles, the NBFC needs to have experience of 3 years in the activity and also have recorded profit during the period.
  •  Minimum Net Owned Fund of Rs.20 crore and Minimum Asset size of Rs.500 crore.
  •  CRAR-Minimum 15%.
  •  Minimum Gross NPA & Net NPA would be based on rating of agency.
  •  External rating range of BBB+ and above.
B. SMALLER NBFCs i.e. Asset size less than Rs.500 crore Pradhan Mantri Mudra Yojana
  •  The NBFC should be registered with RBI as Asset Finance Company (AFC) or Loan Company. In respect of NBFC-Loan Company, a CA certificate that if the loan is given for income generating activities, 60% of the income comes from productive assets should be furnished. Two Tier NBFCs extending loan / resource support to MFIs (both NBFC-MFIs and non-NBFC MFIs complying with RBI norms for NBFC-MFIs or priority sector status) for on lending to ultimate borrowers would also be considered
  •  Should have been in business for 5 years and earned Net profit for last 3 years. In case of the NBFCs financing second hand vehicles, the NBFC needs to have experience of 3 years in the activity and also have recorded profit during the period. Preference may be given to NBFCs enjoying well conducted credit facilities from Scheduled Commercial Banks.
  •  Minimum Net Owned Fund of Rs.15 crore and Minimum Asset size of Rs.25 crore.
  • The NBFC normally has done lending business of at least Rs.20 crore during the immediately preceding financial year.
  •  CRAR-Minimum 15%.
  •  Minimum Gross NPA & Net NPA would be based on rating of agency.
  •  External rating range of BB- and above.

Fiscal Incentives: Pradhan Mantri Mudra Yojana

To signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth to look forward to, MUDRA offers incentives through these interventions:
  •  Shishu : covering loans upto  50,000/-
  •  Kishor : covering loans above  50,000/- and upto  5 lakh
  •  Tarun : covering loans above  5 lakh and upto  10 lakh
Generally, loans upto  10 lakh issued by banks under Micro Small Enterprises is given without collaterals. Pradhan Mantri Mudra Yojana

Objective Of The Scheme: Pradhan Mantri Mudra Yojana

Mudra loan is extended for a variety of purposes which provide income generation and employment creation. The loans are extended mainly for :
  • Business loan for Vendors, Traders, Shopkeepers and other Service Sector activities
  • Working capital loan through MUDRA Cards
  • Equipment Finance for Micro Units
  • Transport Vehicle loans

Important Links: Pradhan Mantri Mudra Yojana

Mudra Loan Form Kit [PDF] Pradhan Mantri Mudra Yojana
Banker’s Kit:  Pradhan Mantri Mudra Yojana
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